National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one fund transfers. Under this system, you can transfer funds from your bank to any individual who has an account with any other bank in the country participating in the payment system. Your bank need to be a part of the NEFT funds transfer network and the system must be NEFT enabled for the designated bank branch. You can refer to the Reserve Bank of India website to see the list of bank-wise branches that are participating in NEFT. 

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