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Digital Banking

What do I do if I get the message - 'Your account is locked due to 5 unsuccessful mPIN attempts?

If you have multiple consecutive failed attempts for logging in to Mobile Banking App, open then access to the app gets locked. To unlock access, follow these steps:

1. Open the app.
2. If you have a current account or a savings account, authenticate using one of the available options:
a. OTP: Enter customer ID, date of birth, PAN for residents/passport for non-residents, and two separate OTPs sent on your registered mobile number and registered email address.
b. Debit card: Enter debit card details.
c. Internet Banking: Enter the log in ID and password.
3. If you are a standalone credit card customer, authenticate using one of the available options:
a. OTP: Enter customer ID, date of birth, PAN for residents/passport for non-residents, and two separate OTPs sent on your registered mobile number and registered email address.
b. Credit card: Enter your credit card details.
4. If you are a standalone loan customer, authenticate using one of the available options:
a. OTP: Enter customer ID, date of birth, PAN for residents / Passport for non-residents, and two separate OTPs sent on your registered mobile number and registered email address.
b. Loan: Enter your loan account details.
5. If you are a standalone forex card customer, authenticate using one of the available options:
a. OTP: Enter customer ID, date of birth, PAN for residents/passport for non-residents, and two separate OTPs sent on your registered mobile number and registered email address
b. Forex card: Enter your forex card details.
6. After authentication is complete, you may have to enter your registered mobile number and an activation code sent as SMS/email.
7. Set your new mPIN.
8. Your app is now unlocked. You can now log in using the newly set MPIN.

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